Understanding Insured Mortgages in Canada: A Guide for Homebuyers

Insured Mortgages

Understanding Insured Mortgages in Canada: A Comprehensive Guide for First-Time Homebuyers Introduction Buying a home is an exciting milestone. However, understanding the complexities of mortgages, especially for first-time homebuyers, can be challenging. A common term you’ll encounter is “insured mortgage.” In this guide, we’ll explain what this means and how it impacts your homebuying journey. […]

Mastering Mortgage Rates in Canada: A Comprehensive Guide to Influences and Trends Affecting Your Home Loan

Understanding the Key Factors Impacting Homeownership Costs Understanding the factors that influence Canadian mortgage rates is crucial for homeowners and prospective buyers alike. In this comprehensive guide, we delve into the key determinants shaping the borrowing landscape in Canada, and subsequently, in Montréal. From government bonds and energy prices to the intricate ties with the […]

A Guide to Unlocking the Benefits of Canada’s Tax-Free First Home Savings

First Home Savings Account

Unlocking Homeownership Dreams: An In-Depth Look at Canada’s First Home Savings Account (FHSA) In the 2022 budget, the Canadian government introduced a new tax-free savings tool to help Canadians save for their first home. Scheduled to roll out in April 2023, the First Home Savings Account (FHSA) is aimed at making it easier and more […]

15-minute cities, what are they?

15 Minute Cities - What are they?

We recently asked ChatGPT to explain what a ’15 minute city’ is, and what are the benfits/drawbacks. Here is how it responded. The concept of 15-minute cities has gained popularity in recent years as a way to make cities more sustainable, livable, and equitable. A 15-minute city is a city where all essential services and […]

7 Tips for Making a Competitive Offer in Montreal’s Cooling Real Estate Market

How to Make the Most of Montreal’s Cooling Real Estate Market: 7 Tips for Competitive Offers Throughout the past few years, the Montreal real estate market has been extremely hot, with prices of single family homes increasing 59% between January 2017 and January 2022.* However, with some economic downturn and rising mortgage rates, the market […]